Health insurance guides for Spain visas & residency

Clear answers about insurance for Spanish student visas, residence permits and TIE renewals.

Student visa

Health insurance requirements for the Spanish student visa in 2026Spanish student visas require a health policy with no copayments and no waiting periods, covering all of Spain and valid for the full length of your stay.
Student visa for Spain step by step: documents, appointment, timelineYou need a passport, acceptance letter, proof of funds and an insurance certificate to book your consulate appointment.
Why consulates reject policies with co-payments or waiting periodsConsulates and Extranjería refuse policies that include copagos (per-visit fees) or carencia (initial exclusion periods).
Insurance for Erasmus and exchange students in SpainErasmus and exchange students need the same no-copago, no-carencia policy as any other student-visa applicant.
Getting your insurance certificate in time for the consulate appointmentWe issue your ASISA certificate by email within one business day, ready to upload to your expediente.

Non-lucrative visa: income, insurance and proof you must showThe non-lucrative visa asks for proof of sufficient income and a private health policy accepted by Extranjería.
Digital nomad visa in Spain: which health insurance is acceptedThe digital nomad visa accepts a Spanish private health policy; public healthcare (convenio especial) is not required.
TIE card after arrival: appointment, fingerprints and deadlinesApply for your TIE within 30 days of arrival, booking the cita previa and bringing your passport and visa.
Renewing your residence permit without losing insurance coverRenew your policy before it expires so there is no gap in coverage during your permit renewal.
Family reunification in Spain: insuring your spouse and childrenEach reunified family member needs their own qualifying health policy for the application.

How to use your ASISA policy: app, medical network and appointmentsASISA's app and medical network let you book appointments and manage your policy across Spain.
Public vs private healthcare in Spain for foreign residentsPublic healthcare is contribution-based; most visa applicants use private insurance to meet the requirement.
What private health policies do not cover, explained plainlyPrivate policies exclude some pre-existing conditions, cosmetic treatment and non-urgent dental care.
Insurance for applicants from Latin America: practical differencesLatin American applicants use the same policy requirements; the difference is the consulate where you file.

Tell us about your visa or residence permit and we answer with the exact insurance requirement for your case, plus your price.